LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,854
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,311
−HK$1,481/mo
Today · 4.125%
HK$49,792
baseline
▲ 0.50% · 4.625%
HK$52,822
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,584/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,125
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,523
−HK$1,418/mo
Today · 4.125%
HK$54,941
baseline
▲ 0.50% · 4.625%
HK$57,837
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,882/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,225
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,974
−HK$1,777/mo
Today · 4.125%
HK$59,751
baseline
▲ 0.50% · 4.625%
HK$63,386
+HK$3,635/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,502/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,549
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,227
−HK$1,702/mo
Today · 4.125%
HK$65,929
baseline
▲ 0.50% · 4.625%
HK$69,404
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,858/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,596
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,636
−HK$2,073/mo
Today · 4.125%
HK$69,709
baseline
▲ 0.50% · 4.625%
HK$73,951
+HK$4,242/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,418/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,974
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,932
−HK$1,985/mo
Today · 4.125%
HK$76,917
baseline
▲ 0.50% · 4.625%
HK$80,971
+HK$4,054/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,834/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,337
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,960
−HK$2,666/mo
Today · 4.125%
HK$89,626
baseline
▲ 0.50% · 4.625%
HK$95,079
+HK$5,453/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,252/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,824
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,341
−HK$2,552/mo
Today · 4.125%
HK$98,893
baseline
▲ 0.50% · 4.625%
HK$104,106
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,786/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,768 · Scale 2, in force from 26 Feb 2026)