LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,854
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,312
−HK$1,481/mo
Today · 4.125%
HK$49,793
baseline
▲ 0.50% · 4.625%
HK$52,822
+HK$3,029/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,586/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,125
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,523
−HK$1,418/mo
Today · 4.125%
HK$54,941
baseline
▲ 0.50% · 4.625%
HK$57,837
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,882/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,225
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,974
−HK$1,777/mo
Today · 4.125%
HK$59,751
baseline
▲ 0.50% · 4.625%
HK$63,387
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,502/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,550
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,228
−HK$1,701/mo
Today · 4.125%
HK$65,929
baseline
▲ 0.50% · 4.625%
HK$69,405
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,858/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,596
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,636
−HK$2,074/mo
Today · 4.125%
HK$69,710
baseline
▲ 0.50% · 4.625%
HK$73,951
+HK$4,241/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,420/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,975
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,932
−HK$1,986/mo
Today · 4.125%
HK$76,918
baseline
▲ 0.50% · 4.625%
HK$80,972
+HK$4,054/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,836/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,338
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,961
−HK$2,666/mo
Today · 4.125%
HK$89,627
baseline
▲ 0.50% · 4.625%
HK$95,080
+HK$5,453/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,254/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,825
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,341
−HK$2,553/mo
Today · 4.125%
HK$98,894
baseline
▲ 0.50% · 4.625%
HK$104,107
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,788/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,784 · Scale 2, in force from 26 Feb 2026)