LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,857
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,314
−HK$1,481/mo
Today · 4.125%
HK$49,795
baseline
▲ 0.50% · 4.625%
HK$52,825
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,590/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,128
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,526
−HK$1,418/mo
Today · 4.125%
HK$54,944
baseline
▲ 0.50% · 4.625%
HK$57,840
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,888/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,228
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,977
−HK$1,777/mo
Today · 4.125%
HK$59,754
baseline
▲ 0.50% · 4.625%
HK$63,390
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,508/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,553
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,231
−HK$1,702/mo
Today · 4.125%
HK$65,933
baseline
▲ 0.50% · 4.625%
HK$69,408
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,866/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,599
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,640
−HK$2,073/mo
Today · 4.125%
HK$69,713
baseline
▲ 0.50% · 4.625%
HK$73,955
+HK$4,242/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,426/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,979
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$74,936
−HK$1,985/mo
Today · 4.125%
HK$76,921
baseline
▲ 0.50% · 4.625%
HK$80,976
+HK$4,055/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,842/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,342
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,965
−HK$2,666/mo
Today · 4.125%
HK$89,631
baseline
▲ 0.50% · 4.625%
HK$95,085
+HK$5,454/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,262/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,830
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,346
−HK$2,553/mo
Today · 4.125%
HK$98,899
baseline
▲ 0.50% · 4.625%
HK$104,112
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,798/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,885 · Scale 2, in force from 26 Feb 2026)