LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,858
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,315
−HK$1,481/mo
Today · 4.125%
HK$49,796
baseline
▲ 0.50% · 4.625%
HK$52,826
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,592/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,129
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,527
−HK$1,418/mo
Today · 4.125%
HK$54,945
baseline
▲ 0.50% · 4.625%
HK$57,841
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,890/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,229
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,978
−HK$1,777/mo
Today · 4.125%
HK$59,755
baseline
▲ 0.50% · 4.625%
HK$63,391
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,510/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,555
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,232
−HK$1,702/mo
Today · 4.125%
HK$65,934
baseline
▲ 0.50% · 4.625%
HK$69,410
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,868/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,601
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,641
−HK$2,074/mo
Today · 4.125%
HK$69,715
baseline
▲ 0.50% · 4.625%
HK$73,957
+HK$4,242/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,430/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,980
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,938
−HK$1,985/mo
Today · 4.125%
HK$76,923
baseline
▲ 0.50% · 4.625%
HK$80,978
+HK$4,055/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,846/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,344
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,967
−HK$2,666/mo
Today · 4.125%
HK$89,633
baseline
▲ 0.50% · 4.625%
HK$95,087
+HK$5,454/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,266/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,832
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,348
−HK$2,553/mo
Today · 4.125%
HK$98,901
baseline
▲ 0.50% · 4.625%
HK$104,114
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,802/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,933 · Scale 2, in force from 26 Feb 2026)