LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,858
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,316
−HK$1,481/mo
Today · 4.125%
HK$49,797
baseline
▲ 0.50% · 4.625%
HK$52,827
+HK$3,030/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,594/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,129
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,527
−HK$1,419/mo
Today · 4.125%
HK$54,946
baseline
▲ 0.50% · 4.625%
HK$57,842
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,892/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,230
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,979
−HK$1,777/mo
Today · 4.125%
HK$59,756
baseline
▲ 0.50% · 4.625%
HK$63,392
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,512/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,555
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,233
−HK$1,702/mo
Today · 4.125%
HK$65,935
baseline
▲ 0.50% · 4.625%
HK$69,410
+HK$3,475/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,870/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,601
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,642
−HK$2,073/mo
Today · 4.125%
HK$69,715
baseline
▲ 0.50% · 4.625%
HK$73,957
+HK$4,242/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,430/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,981
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,938
−HK$1,986/mo
Today · 4.125%
HK$76,924
baseline
▲ 0.50% · 4.625%
HK$80,979
+HK$4,055/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,848/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,345
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,968
−HK$2,666/mo
Today · 4.125%
HK$89,634
baseline
▲ 0.50% · 4.625%
HK$95,088
+HK$5,454/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,268/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,833
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,349
−HK$2,553/mo
Today · 4.125%
HK$98,902
baseline
▲ 0.50% · 4.625%
HK$104,115
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,804/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,951 · Scale 2, in force from 26 Feb 2026)