LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,859
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,317
−HK$1,480/mo
Today · 4.125%
HK$49,797
baseline
▲ 0.50% · 4.625%
HK$52,828
+HK$3,031/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$99,594/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,130
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,528
−HK$1,419/mo
Today · 4.125%
HK$54,947
baseline
▲ 0.50% · 4.625%
HK$57,843
+HK$2,896/mo
Deposit HK$10.27M · loan HK$10.27M · min. income ≈ HK$109,894/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,231
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,980
−HK$1,777/mo
Today · 4.125%
HK$59,757
baseline
▲ 0.50% · 4.625%
HK$63,393
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,514/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,556
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,234
−HK$1,702/mo
Today · 4.125%
HK$65,936
baseline
▲ 0.50% · 4.625%
HK$69,412
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,872/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$67,643
−HK$2,073/mo
Today · 4.125%
HK$69,716
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$4,243/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$139,432/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,982
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$1,985/mo
Today · 4.125%
HK$76,925
baseline
▲ 0.50% · 4.625%
HK$80,980
+HK$4,055/mo
Deposit HK$6.16M · loan HK$14.38M · min. income ≈ HK$153,850/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,346
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,970
−HK$2,665/mo
Today · 4.125%
HK$89,635
baseline
▲ 0.50% · 4.625%
HK$95,090
+HK$5,455/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$179,270/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,834
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,351
−HK$2,553/mo
Today · 4.125%
HK$98,904
baseline
▲ 0.50% · 4.625%
HK$104,117
+HK$5,213/mo
Deposit HK$2.05M · loan HK$18.49M · min. income ≈ HK$197,808/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$804,990 · Scale 2, in force from 26 Feb 2026)