LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,859
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,317
−HK$1,481/mo
Today · 4.125%
HK$49,798
baseline
▲ 0.50% · 4.625%
HK$52,828
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,596/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,131
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,529
−HK$1,418/mo
Today · 4.125%
HK$54,947
baseline
▲ 0.50% · 4.625%
HK$57,843
+HK$2,896/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,894/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,231
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,980
−HK$1,777/mo
Today · 4.125%
HK$59,757
baseline
▲ 0.50% · 4.625%
HK$63,394
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,514/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,557
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,234
−HK$1,702/mo
Today · 4.125%
HK$65,936
baseline
▲ 0.50% · 4.625%
HK$69,412
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,872/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,644
−HK$2,073/mo
Today · 4.125%
HK$69,717
baseline
▲ 0.50% · 4.625%
HK$73,959
+HK$4,242/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,434/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,983
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$1,986/mo
Today · 4.125%
HK$76,926
baseline
▲ 0.50% · 4.625%
HK$80,981
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,852/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,347
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,971
−HK$2,665/mo
Today · 4.125%
HK$89,636
baseline
▲ 0.50% · 4.625%
HK$95,090
+HK$5,454/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,272/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,835
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,352
−HK$2,553/mo
Today · 4.125%
HK$98,905
baseline
▲ 0.50% · 4.625%
HK$104,118
+HK$5,213/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,810/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,004 · Scale 2, in force from 26 Feb 2026)