LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,861
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,318
−HK$1,481/mo
Today · 4.125%
HK$49,799
baseline
▲ 0.50% · 4.625%
HK$52,829
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,598/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,132
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,530
−HK$1,419/mo
Today · 4.125%
HK$54,949
baseline
▲ 0.50% · 4.625%
HK$57,845
+HK$2,896/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,898/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,233
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,982
−HK$1,777/mo
Today · 4.125%
HK$59,759
baseline
▲ 0.50% · 4.625%
HK$63,395
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,518/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,558
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,236
−HK$1,702/mo
Today · 4.125%
HK$65,938
baseline
▲ 0.50% · 4.625%
HK$69,414
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,876/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,605
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,646
−HK$2,073/mo
Today · 4.125%
HK$69,719
baseline
▲ 0.50% · 4.625%
HK$73,961
+HK$4,242/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,438/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,985
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,942
−HK$1,986/mo
Today · 4.125%
HK$76,928
baseline
▲ 0.50% · 4.625%
HK$80,983
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,856/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,349
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,973
−HK$2,666/mo
Today · 4.125%
HK$89,639
baseline
▲ 0.50% · 4.625%
HK$95,093
+HK$5,454/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,278/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,838
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,354
−HK$2,553/mo
Today · 4.125%
HK$98,907
baseline
▲ 0.50% · 4.625%
HK$104,121
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,814/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,063 · Scale 2, in force from 26 Feb 2026)