LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,861
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,319
−HK$1,481/mo
Today · 4.125%
HK$49,800
baseline
▲ 0.50% · 4.625%
HK$52,830
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,600/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,133
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,531
−HK$1,418/mo
Today · 4.125%
HK$54,949
baseline
▲ 0.50% · 4.625%
HK$57,846
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,898/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,233
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,983
−HK$1,777/mo
Today · 4.125%
HK$59,760
baseline
▲ 0.50% · 4.625%
HK$63,396
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,520/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,559
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,237
−HK$1,702/mo
Today · 4.125%
HK$65,939
baseline
▲ 0.50% · 4.625%
HK$69,415
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,878/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,606
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,646
−HK$2,074/mo
Today · 4.125%
HK$69,720
baseline
▲ 0.50% · 4.625%
HK$73,962
+HK$4,242/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,440/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,986
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,943
−HK$1,986/mo
Today · 4.125%
HK$76,929
baseline
▲ 0.50% · 4.625%
HK$80,984
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,858/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,350
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,974
−HK$2,666/mo
Today · 4.125%
HK$89,640
baseline
▲ 0.50% · 4.625%
HK$95,094
+HK$5,454/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,280/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,839
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,355
−HK$2,554/mo
Today · 4.125%
HK$98,909
baseline
▲ 0.50% · 4.625%
HK$104,122
+HK$5,213/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,818/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,085 · Scale 2, in force from 26 Feb 2026)