LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,863
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,321
−HK$1,481/mo
Today · 4.125%
HK$49,802
baseline
▲ 0.50% · 4.625%
HK$52,832
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,604/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,134
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,533
−HK$1,418/mo
Today · 4.125%
HK$54,951
baseline
▲ 0.50% · 4.625%
HK$57,848
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,902/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,235
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,985
−HK$1,777/mo
Today · 4.125%
HK$59,762
baseline
▲ 0.50% · 4.625%
HK$63,398
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,524/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,561
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,239
−HK$1,702/mo
Today · 4.125%
HK$65,941
baseline
▲ 0.50% · 4.625%
HK$69,417
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,882/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,608
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,649
−HK$2,073/mo
Today · 4.125%
HK$69,722
baseline
▲ 0.50% · 4.625%
HK$73,965
+HK$4,243/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,444/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,988
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,946
−HK$1,986/mo
Today · 4.125%
HK$76,932
baseline
▲ 0.50% · 4.625%
HK$80,987
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,864/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,353
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,977
−HK$2,666/mo
Today · 4.125%
HK$89,643
baseline
▲ 0.50% · 4.625%
HK$95,097
+HK$5,454/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,286/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,842
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,359
−HK$2,553/mo
Today · 4.125%
HK$98,912
baseline
▲ 0.50% · 4.625%
HK$104,126
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,824/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,159 · Scale 2, in force from 26 Feb 2026)