LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,865
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,323
−HK$1,481/mo
Today · 4.125%
HK$49,804
baseline
▲ 0.50% · 4.625%
HK$52,834
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,608/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,137
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,535
−HK$1,419/mo
Today · 4.125%
HK$54,954
baseline
▲ 0.50% · 4.625%
HK$57,850
+HK$2,896/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,908/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,238
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,987
−HK$1,778/mo
Today · 4.125%
HK$59,765
baseline
▲ 0.50% · 4.625%
HK$63,401
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,530/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,564
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,242
−HK$1,703/mo
Today · 4.125%
HK$65,945
baseline
▲ 0.50% · 4.625%
HK$69,421
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,890/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,611
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,652
−HK$2,074/mo
Today · 4.125%
HK$69,726
baseline
▲ 0.50% · 4.625%
HK$73,968
+HK$4,242/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,452/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,992
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,949
−HK$1,986/mo
Today · 4.125%
HK$76,935
baseline
▲ 0.50% · 4.625%
HK$80,991
+HK$4,056/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,870/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,357
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,981
−HK$2,666/mo
Today · 4.125%
HK$89,647
baseline
▲ 0.50% · 4.625%
HK$95,102
+HK$5,455/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,294/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,847
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,363
−HK$2,554/mo
Today · 4.125%
HK$98,917
baseline
▲ 0.50% · 4.625%
HK$104,131
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,834/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,256 · Scale 2, in force from 26 Feb 2026)