LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,867
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,325
−HK$1,481/mo
Today · 4.125%
HK$49,806
baseline
▲ 0.50% · 4.625%
HK$52,836
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,612/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,139
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,537
−HK$1,419/mo
Today · 4.125%
HK$54,956
baseline
▲ 0.50% · 4.625%
HK$57,853
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,912/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,240
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,990
−HK$1,777/mo
Today · 4.125%
HK$59,767
baseline
▲ 0.50% · 4.625%
HK$63,404
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,534/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,567
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,245
−HK$1,702/mo
Today · 4.125%
HK$65,947
baseline
▲ 0.50% · 4.625%
HK$69,423
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,894/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,614
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$67,655
−HK$2,073/mo
Today · 4.125%
HK$69,728
baseline
▲ 0.50% · 4.625%
HK$73,971
+HK$4,243/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,456/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,995
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$74,952
−HK$1,986/mo
Today · 4.125%
HK$76,938
baseline
▲ 0.50% · 4.625%
HK$80,994
+HK$4,056/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,876/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,360
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$86,985
−HK$2,666/mo
Today · 4.125%
HK$89,651
baseline
▲ 0.50% · 4.625%
HK$95,106
+HK$5,455/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,302/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,850
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,367
−HK$2,554/mo
Today · 4.125%
HK$98,921
baseline
▲ 0.50% · 4.625%
HK$104,135
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,842/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,335 · Scale 2, in force from 26 Feb 2026)