LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,867
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,325
−HK$1,481/mo
Today · 4.125%
HK$49,806
baseline
▲ 0.50% · 4.625%
HK$52,837
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,612/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,139
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,538
−HK$1,418/mo
Today · 4.125%
HK$54,956
baseline
▲ 0.50% · 4.625%
HK$57,853
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,912/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,241
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,990
−HK$1,777/mo
Today · 4.125%
HK$59,767
baseline
▲ 0.50% · 4.625%
HK$63,404
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,534/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,567
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,245
−HK$1,702/mo
Today · 4.125%
HK$65,947
baseline
▲ 0.50% · 4.625%
HK$69,424
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,894/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,614
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,655
−HK$2,074/mo
Today · 4.125%
HK$69,729
baseline
▲ 0.50% · 4.625%
HK$73,971
+HK$4,242/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,458/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,995
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,953
−HK$1,986/mo
Today · 4.125%
HK$76,939
baseline
▲ 0.50% · 4.625%
HK$80,994
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,878/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,361
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,985
−HK$2,666/mo
Today · 4.125%
HK$89,651
baseline
▲ 0.50% · 4.625%
HK$95,106
+HK$5,455/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,302/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,851
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,368
−HK$2,553/mo
Today · 4.125%
HK$98,921
baseline
▲ 0.50% · 4.625%
HK$104,135
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,842/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,348 · Scale 2, in force from 26 Feb 2026)