LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,868
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,326
−HK$1,481/mo
Today · 4.125%
HK$49,807
baseline
▲ 0.50% · 4.625%
HK$52,837
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,614/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,140
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,538
−HK$1,419/mo
Today · 4.125%
HK$54,957
baseline
▲ 0.50% · 4.625%
HK$57,854
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,914/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,241
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,991
−HK$1,777/mo
Today · 4.125%
HK$59,768
baseline
▲ 0.50% · 4.625%
HK$63,405
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,536/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,568
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,246
−HK$1,702/mo
Today · 4.125%
HK$65,948
baseline
▲ 0.50% · 4.625%
HK$69,425
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,896/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,615
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,656
−HK$2,074/mo
Today · 4.125%
HK$69,730
baseline
▲ 0.50% · 4.625%
HK$73,972
+HK$4,242/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,460/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,996
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,954
−HK$1,986/mo
Today · 4.125%
HK$76,940
baseline
▲ 0.50% · 4.625%
HK$80,995
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,880/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,362
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,986
−HK$2,666/mo
Today · 4.125%
HK$89,652
baseline
▲ 0.50% · 4.625%
HK$95,107
+HK$5,455/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,304/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,852
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,369
−HK$2,554/mo
Today · 4.125%
HK$98,923
baseline
▲ 0.50% · 4.625%
HK$104,137
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,846/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,376 · Scale 2, in force from 26 Feb 2026)