LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,869
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,327
−HK$1,481/mo
Today · 4.125%
HK$49,808
baseline
▲ 0.50% · 4.625%
HK$52,839
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,616/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,141
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,540
−HK$1,418/mo
Today · 4.125%
HK$54,958
baseline
▲ 0.50% · 4.625%
HK$57,855
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,916/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,243
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,992
−HK$1,778/mo
Today · 4.125%
HK$59,770
baseline
▲ 0.50% · 4.625%
HK$63,406
+HK$3,636/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,540/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,569
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,248
−HK$1,702/mo
Today · 4.125%
HK$65,950
baseline
▲ 0.50% · 4.625%
HK$69,426
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,900/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,616
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,658
−HK$2,073/mo
Today · 4.125%
HK$69,731
baseline
▲ 0.50% · 4.625%
HK$73,974
+HK$4,243/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,462/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,998
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,955
−HK$1,987/mo
Today · 4.125%
HK$76,942
baseline
▲ 0.50% · 4.625%
HK$80,997
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,884/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,364
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,988
−HK$2,666/mo
Today · 4.125%
HK$89,654
baseline
▲ 0.50% · 4.625%
HK$95,110
+HK$5,456/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,308/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,854
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,371
−HK$2,554/mo
Today · 4.125%
HK$98,925
baseline
▲ 0.50% · 4.625%
HK$104,139
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,850/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,423 · Scale 2, in force from 26 Feb 2026)