LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,869
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,327
−HK$1,481/mo
Today · 4.125%
HK$49,808
baseline
▲ 0.50% · 4.625%
HK$52,839
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,616/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,142
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,540
−HK$1,419/mo
Today · 4.125%
HK$54,959
baseline
▲ 0.50% · 4.625%
HK$57,856
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,918/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,243
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,993
−HK$1,777/mo
Today · 4.125%
HK$59,770
baseline
▲ 0.50% · 4.625%
HK$63,407
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,540/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,570
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,248
−HK$1,702/mo
Today · 4.125%
HK$65,950
baseline
▲ 0.50% · 4.625%
HK$69,427
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,900/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,617
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,658
−HK$2,074/mo
Today · 4.125%
HK$69,732
baseline
▲ 0.50% · 4.625%
HK$73,975
+HK$4,243/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,464/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,998
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,956
−HK$1,986/mo
Today · 4.125%
HK$76,942
baseline
▲ 0.50% · 4.625%
HK$80,998
+HK$4,056/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,884/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,365
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,989
−HK$2,666/mo
Today · 4.125%
HK$89,655
baseline
▲ 0.50% · 4.625%
HK$95,110
+HK$5,455/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,310/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,855
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,372
−HK$2,554/mo
Today · 4.125%
HK$98,926
baseline
▲ 0.50% · 4.625%
HK$104,140
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,852/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,441 · Scale 2, in force from 26 Feb 2026)