LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,870
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,328
−HK$1,481/mo
Today · 4.125%
HK$49,809
baseline
▲ 0.50% · 4.625%
HK$52,839
+HK$3,030/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,618/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,142
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,540
−HK$1,419/mo
Today · 4.125%
HK$54,959
baseline
▲ 0.50% · 4.625%
HK$57,856
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,918/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,244
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,993
−HK$1,777/mo
Today · 4.125%
HK$59,770
baseline
▲ 0.50% · 4.625%
HK$63,407
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,540/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,570
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,248
−HK$1,703/mo
Today · 4.125%
HK$65,951
baseline
▲ 0.50% · 4.625%
HK$69,427
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,902/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,617
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,659
−HK$2,073/mo
Today · 4.125%
HK$69,732
baseline
▲ 0.50% · 4.625%
HK$73,975
+HK$4,243/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,464/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,999
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,957
−HK$1,986/mo
Today · 4.125%
HK$76,943
baseline
▲ 0.50% · 4.625%
HK$80,998
+HK$4,055/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,886/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,365
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$86,990
−HK$2,666/mo
Today · 4.125%
HK$89,656
baseline
▲ 0.50% · 4.625%
HK$95,111
+HK$5,455/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,312/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,856
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,373
−HK$2,553/mo
Today · 4.125%
HK$98,926
baseline
▲ 0.50% · 4.625%
HK$104,141
+HK$5,215/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,852/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,454 · Scale 2, in force from 26 Feb 2026)