LTV · monthly repayment
▼ 0.50% · 3.625%
HK$468,719
−HK$29,393/mo
▼ 0.25% · 3.875%
HK$483,299
−HK$14,813/mo
Today · 4.125%
HK$498,112
baseline
▲ 0.50% · 4.625%
HK$528,421
+HK$30,309/mo
Deposit HK$102.78M · loan HK$102.78M · min. income ≈ HK$996,224/mo (50% DSR)
Upfront cash ≈ HK$116.14M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$521,445
−HK$28,172/mo
▼ 0.25% · 3.875%
HK$535,430
−HK$14,187/mo
Today · 4.125%
HK$549,617
baseline
▲ 0.50% · 4.625%
HK$578,589
+HK$28,972/mo
Deposit HK$102.78M · loan HK$102.78M · min. income ≈ HK$1,099,234/mo (50% DSR)
Upfront cash ≈ HK$116.14M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$562,463
−HK$35,271/mo
▼ 0.25% · 3.875%
HK$579,959
−HK$17,775/mo
Today · 4.125%
HK$597,734
baseline
▲ 0.50% · 4.625%
HK$634,105
+HK$36,371/mo
Deposit HK$82.22M · loan HK$123.33M · min. income ≈ HK$1,195,468/mo (50% DSR)
Upfront cash ≈ HK$95.58M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$625,734
−HK$33,807/mo
▼ 0.25% · 3.875%
HK$642,516
−HK$17,025/mo
Today · 4.125%
HK$659,541
baseline
▲ 0.50% · 4.625%
HK$694,306
+HK$34,765/mo
Deposit HK$82.22M · loan HK$123.33M · min. income ≈ HK$1,319,082/mo (50% DSR)
Upfront cash ≈ HK$95.58M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$656,207
−HK$41,150/mo
▼ 0.25% · 3.875%
HK$676,619
−HK$20,738/mo
Today · 4.125%
HK$697,357
baseline
▲ 0.50% · 4.625%
HK$739,789
+HK$42,432/mo
Deposit HK$61.67M · loan HK$143.89M · min. income ≈ HK$1,394,714/mo (50% DSR)
Upfront cash ≈ HK$75.03M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$730,023
−HK$39,441/mo
▼ 0.25% · 3.875%
HK$749,602
−HK$19,862/mo
Today · 4.125%
HK$769,464
baseline
▲ 0.50% · 4.625%
HK$810,024
+HK$40,560/mo
Deposit HK$61.67M · loan HK$143.89M · min. income ≈ HK$1,538,928/mo (50% DSR)
Upfront cash ≈ HK$75.03M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$843,694
−HK$52,908/mo
▼ 0.25% · 3.875%
HK$869,938
−HK$26,664/mo
Today · 4.125%
HK$896,602
baseline
▲ 0.50% · 4.625%
HK$951,158
+HK$54,556/mo
Deposit HK$20.56M · loan HK$185.00M · min. income ≈ HK$1,793,204/mo (50% DSR)
Upfront cash ≈ HK$33.92M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$938,602
−HK$50,709/mo
▼ 0.25% · 3.875%
HK$963,774
−HK$25,537/mo
Today · 4.125%
HK$989,311
baseline
▲ 0.50% · 4.625%
HK$1,041,459
+HK$52,148/mo
Deposit HK$20.56M · loan HK$185.00M · min. income ≈ HK$1,978,622/mo (50% DSR)
Upfront cash ≈ HK$33.92M (deposit + AVD stamp duty HK$13,361,105 · Scale 2, in force from 26 Feb 2026)