LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,873
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,331
−HK$1,481/mo
Today · 4.125%
HK$49,812
baseline
▲ 0.50% · 4.625%
HK$52,843
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,624/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,145
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,544
−HK$1,418/mo
Today · 4.125%
HK$54,962
baseline
▲ 0.50% · 4.625%
HK$57,860
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,924/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,247
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,997
−HK$1,777/mo
Today · 4.125%
HK$59,774
baseline
▲ 0.50% · 4.625%
HK$63,411
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,548/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,574
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,252
−HK$1,703/mo
Today · 4.125%
HK$65,955
baseline
▲ 0.50% · 4.625%
HK$69,432
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,910/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,622
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,663
−HK$2,074/mo
Today · 4.125%
HK$69,737
baseline
▲ 0.50% · 4.625%
HK$73,980
+HK$4,243/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,474/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,003
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,961
−HK$1,986/mo
Today · 4.125%
HK$76,947
baseline
▲ 0.50% · 4.625%
HK$81,003
+HK$4,056/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,894/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,371
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,995
−HK$2,666/mo
Today · 4.125%
HK$89,661
baseline
▲ 0.50% · 4.625%
HK$95,117
+HK$5,456/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,322/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,861
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,379
−HK$2,553/mo
Today · 4.125%
HK$98,932
baseline
▲ 0.50% · 4.625%
HK$104,147
+HK$5,215/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,864/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,581 · Scale 2, in force from 26 Feb 2026)