LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,873
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,331
−HK$1,481/mo
Today · 4.125%
HK$49,812
baseline
▲ 0.50% · 4.625%
HK$52,843
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,624/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,146
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,544
−HK$1,419/mo
Today · 4.125%
HK$54,963
baseline
▲ 0.50% · 4.625%
HK$57,860
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,926/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,248
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,997
−HK$1,778/mo
Today · 4.125%
HK$59,775
baseline
▲ 0.50% · 4.625%
HK$63,412
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,550/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,575
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,253
−HK$1,703/mo
Today · 4.125%
HK$65,956
baseline
▲ 0.50% · 4.625%
HK$69,432
+HK$3,476/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,912/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,622
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,663
−HK$2,074/mo
Today · 4.125%
HK$69,737
baseline
▲ 0.50% · 4.625%
HK$73,981
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,474/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,004
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,962
−HK$1,986/mo
Today · 4.125%
HK$76,948
baseline
▲ 0.50% · 4.625%
HK$81,004
+HK$4,056/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,896/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,371
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$86,996
−HK$2,666/mo
Today · 4.125%
HK$89,662
baseline
▲ 0.50% · 4.625%
HK$95,118
+HK$5,456/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,324/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,862
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,380
−HK$2,554/mo
Today · 4.125%
HK$98,934
baseline
▲ 0.50% · 4.625%
HK$104,148
+HK$5,214/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,868/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,605 · Scale 2, in force from 26 Feb 2026)