LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,876
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,334
−HK$1,482/mo
Today · 4.125%
HK$49,816
baseline
▲ 0.50% · 4.625%
HK$52,847
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,632/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,149
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,548
−HK$1,419/mo
Today · 4.125%
HK$54,967
baseline
▲ 0.50% · 4.625%
HK$57,864
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,934/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,251
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,001
−HK$1,778/mo
Today · 4.125%
HK$59,779
baseline
▲ 0.50% · 4.625%
HK$63,416
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,558/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,579
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,258
−HK$1,702/mo
Today · 4.125%
HK$65,960
baseline
▲ 0.50% · 4.625%
HK$69,437
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,920/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,627
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,668
−HK$2,074/mo
Today · 4.125%
HK$69,742
baseline
▲ 0.50% · 4.625%
HK$73,986
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,484/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,009
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,967
−HK$1,987/mo
Today · 4.125%
HK$76,954
baseline
▲ 0.50% · 4.625%
HK$81,010
+HK$4,056/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,908/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,377
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$87,002
−HK$2,666/mo
Today · 4.125%
HK$89,668
baseline
▲ 0.50% · 4.625%
HK$95,125
+HK$5,457/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,336/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,869
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,386
−HK$2,554/mo
Today · 4.125%
HK$98,940
baseline
▲ 0.50% · 4.625%
HK$104,156
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,880/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,745 · Scale 2, in force from 26 Feb 2026)