LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,877
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,335
−HK$1,482/mo
Today · 4.125%
HK$49,817
baseline
▲ 0.50% · 4.625%
HK$52,848
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,634/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,150
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,549
−HK$1,419/mo
Today · 4.125%
HK$54,968
baseline
▲ 0.50% · 4.625%
HK$57,865
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,936/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,252
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,002
−HK$1,778/mo
Today · 4.125%
HK$59,780
baseline
▲ 0.50% · 4.625%
HK$63,417
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$119,560/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,580
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,259
−HK$1,702/mo
Today · 4.125%
HK$65,961
baseline
▲ 0.50% · 4.625%
HK$69,438
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.33M · min. income ≈ HK$131,922/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,628
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,669
−HK$2,074/mo
Today · 4.125%
HK$69,743
baseline
▲ 0.50% · 4.625%
HK$73,987
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,486/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,010
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,968
−HK$1,987/mo
Today · 4.125%
HK$76,955
baseline
▲ 0.50% · 4.625%
HK$81,011
+HK$4,056/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,910/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,379
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$87,003
−HK$2,667/mo
Today · 4.125%
HK$89,670
baseline
▲ 0.50% · 4.625%
HK$95,126
+HK$5,456/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,340/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,870
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,388
−HK$2,554/mo
Today · 4.125%
HK$98,942
baseline
▲ 0.50% · 4.625%
HK$104,157
+HK$5,215/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,884/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,781 · Scale 2, in force from 26 Feb 2026)