LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,878
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,337
−HK$1,481/mo
Today · 4.125%
HK$49,818
baseline
▲ 0.50% · 4.625%
HK$52,849
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,636/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,152
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,550
−HK$1,419/mo
Today · 4.125%
HK$54,969
baseline
▲ 0.50% · 4.625%
HK$57,867
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,938/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,254
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,004
−HK$1,778/mo
Today · 4.125%
HK$59,782
baseline
▲ 0.50% · 4.625%
HK$63,419
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,564/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,582
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,261
−HK$1,702/mo
Today · 4.125%
HK$65,963
baseline
▲ 0.50% · 4.625%
HK$69,440
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,926/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,630
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,671
−HK$2,074/mo
Today · 4.125%
HK$69,745
baseline
▲ 0.50% · 4.625%
HK$73,989
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,490/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,013
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,971
−HK$1,986/mo
Today · 4.125%
HK$76,957
baseline
▲ 0.50% · 4.625%
HK$81,014
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,914/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,381
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,006
−HK$2,667/mo
Today · 4.125%
HK$89,673
baseline
▲ 0.50% · 4.625%
HK$95,129
+HK$5,456/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,346/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,873
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,391
−HK$2,554/mo
Today · 4.125%
HK$98,945
baseline
▲ 0.50% · 4.625%
HK$104,160
+HK$5,215/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,890/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,841 · Scale 2, in force from 26 Feb 2026)