LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,879
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,337
−HK$1,482/mo
Today · 4.125%
HK$49,819
baseline
▲ 0.50% · 4.625%
HK$52,850
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,638/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,153
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,551
−HK$1,419/mo
Today · 4.125%
HK$54,970
baseline
▲ 0.50% · 4.625%
HK$57,868
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,940/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,255
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,005
−HK$1,778/mo
Today · 4.125%
HK$59,783
baseline
▲ 0.50% · 4.625%
HK$63,420
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,566/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,583
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,261
−HK$1,703/mo
Today · 4.125%
HK$65,964
baseline
▲ 0.50% · 4.625%
HK$69,441
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,928/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,631
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,672
−HK$2,074/mo
Today · 4.125%
HK$69,746
baseline
▲ 0.50% · 4.625%
HK$73,990
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,492/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,014
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,972
−HK$1,986/mo
Today · 4.125%
HK$76,958
baseline
▲ 0.50% · 4.625%
HK$81,015
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,916/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,382
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,007
−HK$2,667/mo
Today · 4.125%
HK$89,674
baseline
▲ 0.50% · 4.625%
HK$95,130
+HK$5,456/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,348/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,875
−HK$5,071/mo
▼ 0.25% · 3.875%
HK$96,392
−HK$2,554/mo
Today · 4.125%
HK$98,946
baseline
▲ 0.50% · 4.625%
HK$104,162
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,892/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,869 · Scale 2, in force from 26 Feb 2026)