LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,880
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,338
−HK$1,481/mo
Today · 4.125%
HK$49,819
baseline
▲ 0.50% · 4.625%
HK$52,851
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,638/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,153
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,552
−HK$1,419/mo
Today · 4.125%
HK$54,971
baseline
▲ 0.50% · 4.625%
HK$57,868
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,942/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,256
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$58,006
−HK$1,777/mo
Today · 4.125%
HK$59,783
baseline
▲ 0.50% · 4.625%
HK$63,421
+HK$3,638/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,566/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,584
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,262
−HK$1,703/mo
Today · 4.125%
HK$65,965
baseline
▲ 0.50% · 4.625%
HK$69,442
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,930/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,632
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,673
−HK$2,074/mo
Today · 4.125%
HK$69,747
baseline
▲ 0.50% · 4.625%
HK$73,991
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,494/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,014
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,973
−HK$1,986/mo
Today · 4.125%
HK$76,959
baseline
▲ 0.50% · 4.625%
HK$81,016
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,918/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,383
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,008
−HK$2,667/mo
Today · 4.125%
HK$89,675
baseline
▲ 0.50% · 4.625%
HK$95,132
+HK$5,457/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,350/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,876
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,393
−HK$2,555/mo
Today · 4.125%
HK$98,948
baseline
▲ 0.50% · 4.625%
HK$104,163
+HK$5,215/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,896/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,897 · Scale 2, in force from 26 Feb 2026)