LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,880
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,339
−HK$1,481/mo
Today · 4.125%
HK$49,820
baseline
▲ 0.50% · 4.625%
HK$52,852
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,640/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,154
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,553
−HK$1,419/mo
Today · 4.125%
HK$54,972
baseline
▲ 0.50% · 4.625%
HK$57,869
+HK$2,897/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,944/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,256
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,006
−HK$1,778/mo
Today · 4.125%
HK$59,784
baseline
▲ 0.50% · 4.625%
HK$63,422
+HK$3,638/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,568/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,585
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,263
−HK$1,703/mo
Today · 4.125%
HK$65,966
baseline
▲ 0.50% · 4.625%
HK$69,443
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,932/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,633
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$67,674
−HK$2,074/mo
Today · 4.125%
HK$69,748
baseline
▲ 0.50% · 4.625%
HK$73,992
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,496/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,016
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$74,974
−HK$1,986/mo
Today · 4.125%
HK$76,960
baseline
▲ 0.50% · 4.625%
HK$81,017
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,920/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,385
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$87,010
−HK$2,666/mo
Today · 4.125%
HK$89,676
baseline
▲ 0.50% · 4.625%
HK$95,133
+HK$5,457/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,352/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,877
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,395
−HK$2,554/mo
Today · 4.125%
HK$98,949
baseline
▲ 0.50% · 4.625%
HK$104,165
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,898/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,927 · Scale 2, in force from 26 Feb 2026)