LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,881
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,340
−HK$1,481/mo
Today · 4.125%
HK$49,821
baseline
▲ 0.50% · 4.625%
HK$52,853
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,642/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,155
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,554
−HK$1,419/mo
Today · 4.125%
HK$54,973
baseline
▲ 0.50% · 4.625%
HK$57,871
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,946/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,258
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,008
−HK$1,778/mo
Today · 4.125%
HK$59,786
baseline
▲ 0.50% · 4.625%
HK$63,423
+HK$3,637/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,572/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,586
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,265
−HK$1,703/mo
Today · 4.125%
HK$65,968
baseline
▲ 0.50% · 4.625%
HK$69,445
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,936/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,634
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,676
−HK$2,074/mo
Today · 4.125%
HK$69,750
baseline
▲ 0.50% · 4.625%
HK$73,994
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,500/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,017
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,975
−HK$1,987/mo
Today · 4.125%
HK$76,962
baseline
▲ 0.50% · 4.625%
HK$81,019
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,924/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,387
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$87,012
−HK$2,666/mo
Today · 4.125%
HK$89,678
baseline
▲ 0.50% · 4.625%
HK$95,135
+HK$5,457/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,356/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,879
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,397
−HK$2,554/mo
Today · 4.125%
HK$98,951
baseline
▲ 0.50% · 4.625%
HK$104,167
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,902/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$805,973 · Scale 2, in force from 26 Feb 2026)