LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,883
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,341
−HK$1,482/mo
Today · 4.125%
HK$49,823
baseline
▲ 0.50% · 4.625%
HK$52,854
+HK$3,031/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,646/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,157
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,555
−HK$1,419/mo
Today · 4.125%
HK$54,974
baseline
▲ 0.50% · 4.625%
HK$57,872
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,948/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,259
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,009
−HK$1,778/mo
Today · 4.125%
HK$59,787
baseline
▲ 0.50% · 4.625%
HK$63,425
+HK$3,638/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,574/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,588
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,267
−HK$1,702/mo
Today · 4.125%
HK$65,969
baseline
▲ 0.50% · 4.625%
HK$69,447
+HK$3,478/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,938/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,636
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,678
−HK$2,074/mo
Today · 4.125%
HK$69,752
baseline
▲ 0.50% · 4.625%
HK$73,996
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,504/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,019
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,978
−HK$1,986/mo
Today · 4.125%
HK$76,964
baseline
▲ 0.50% · 4.625%
HK$81,021
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,928/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,389
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,014
−HK$2,667/mo
Today · 4.125%
HK$89,681
baseline
▲ 0.50% · 4.625%
HK$95,138
+HK$5,457/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,362/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,882
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,400
−HK$2,554/mo
Today · 4.125%
HK$98,954
baseline
▲ 0.50% · 4.625%
HK$104,170
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,908/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,031 · Scale 2, in force from 26 Feb 2026)