LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,883
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,342
−HK$1,481/mo
Today · 4.125%
HK$49,823
baseline
▲ 0.50% · 4.625%
HK$52,855
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,646/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,157
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,556
−HK$1,419/mo
Today · 4.125%
HK$54,975
baseline
▲ 0.50% · 4.625%
HK$57,873
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,950/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,260
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,010
−HK$1,778/mo
Today · 4.125%
HK$59,788
baseline
▲ 0.50% · 4.625%
HK$63,426
+HK$3,638/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,576/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,589
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,267
−HK$1,703/mo
Today · 4.125%
HK$65,970
baseline
▲ 0.50% · 4.625%
HK$69,447
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,940/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,637
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,678
−HK$2,075/mo
Today · 4.125%
HK$69,753
baseline
▲ 0.50% · 4.625%
HK$73,997
+HK$4,244/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,506/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,020
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,978
−HK$1,987/mo
Today · 4.125%
HK$76,965
baseline
▲ 0.50% · 4.625%
HK$81,022
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,930/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,390
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,015
−HK$2,667/mo
Today · 4.125%
HK$89,682
baseline
▲ 0.50% · 4.625%
HK$95,139
+HK$5,457/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$179,364/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,883
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,401
−HK$2,554/mo
Today · 4.125%
HK$98,955
baseline
▲ 0.50% · 4.625%
HK$104,171
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.50M · min. income ≈ HK$197,910/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,052 · Scale 2, in force from 26 Feb 2026)