LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,885
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,344
−HK$1,481/mo
Today · 4.125%
HK$49,825
baseline
▲ 0.50% · 4.625%
HK$52,857
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,650/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,159
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,558
−HK$1,419/mo
Today · 4.125%
HK$54,977
baseline
▲ 0.50% · 4.625%
HK$57,875
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,954/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,262
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,012
−HK$1,778/mo
Today · 4.125%
HK$59,790
baseline
▲ 0.50% · 4.625%
HK$63,428
+HK$3,638/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,580/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,591
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,270
−HK$1,703/mo
Today · 4.125%
HK$65,973
baseline
▲ 0.50% · 4.625%
HK$69,450
+HK$3,477/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,946/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,639
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,681
−HK$2,074/mo
Today · 4.125%
HK$69,755
baseline
▲ 0.50% · 4.625%
HK$74,000
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,510/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,023
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,981
−HK$1,987/mo
Today · 4.125%
HK$76,968
baseline
▲ 0.50% · 4.625%
HK$81,025
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,936/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,393
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,018
−HK$2,667/mo
Today · 4.125%
HK$89,685
baseline
▲ 0.50% · 4.625%
HK$95,143
+HK$5,458/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,370/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,887
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,405
−HK$2,554/mo
Today · 4.125%
HK$98,959
baseline
▲ 0.50% · 4.625%
HK$104,175
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,918/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,134 · Scale 2, in force from 26 Feb 2026)