LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,887
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,481/mo
Today · 4.125%
HK$49,827
baseline
▲ 0.50% · 4.625%
HK$52,859
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,654/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,161
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,560
−HK$1,420/mo
Today · 4.125%
HK$54,980
baseline
▲ 0.50% · 4.625%
HK$57,878
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,960/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,265
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,015
−HK$1,778/mo
Today · 4.125%
HK$59,793
baseline
▲ 0.50% · 4.625%
HK$63,431
+HK$3,638/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,586/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,594
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,272
−HK$1,703/mo
Today · 4.125%
HK$65,975
baseline
▲ 0.50% · 4.625%
HK$69,453
+HK$3,478/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,950/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,642
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,684
−HK$2,074/mo
Today · 4.125%
HK$69,758
baseline
▲ 0.50% · 4.625%
HK$74,003
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,516/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,026
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,985
−HK$1,986/mo
Today · 4.125%
HK$76,971
baseline
▲ 0.50% · 4.625%
HK$81,029
+HK$4,058/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,942/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,397
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,022
−HK$2,667/mo
Today · 4.125%
HK$89,689
baseline
▲ 0.50% · 4.625%
HK$95,147
+HK$5,458/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,378/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,891
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,409
−HK$2,554/mo
Today · 4.125%
HK$98,963
baseline
▲ 0.50% · 4.625%
HK$104,180
+HK$5,217/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,926/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,221 · Scale 2, in force from 26 Feb 2026)