LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,888
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,482/mo
Today · 4.125%
HK$49,828
baseline
▲ 0.50% · 4.625%
HK$52,860
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,656/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,162
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,561
−HK$1,419/mo
Today · 4.125%
HK$54,980
baseline
▲ 0.50% · 4.625%
HK$57,878
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,960/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,265
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,015
−HK$1,779/mo
Today · 4.125%
HK$59,794
baseline
▲ 0.50% · 4.625%
HK$63,432
+HK$3,638/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$119,588/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,595
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,273
−HK$1,703/mo
Today · 4.125%
HK$65,976
baseline
▲ 0.50% · 4.625%
HK$69,454
+HK$3,478/mo
Deposit HK$8.22M · loan HK$12.34M · min. income ≈ HK$131,952/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,643
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$67,685
−HK$2,074/mo
Today · 4.125%
HK$69,759
baseline
▲ 0.50% · 4.625%
HK$74,004
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,518/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,027
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,986
−HK$1,986/mo
Today · 4.125%
HK$76,972
baseline
▲ 0.50% · 4.625%
HK$81,030
+HK$4,058/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,944/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,398
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,023
−HK$2,667/mo
Today · 4.125%
HK$89,690
baseline
▲ 0.50% · 4.625%
HK$95,148
+HK$5,458/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,380/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,892
−HK$5,072/mo
▼ 0.25% · 3.875%
HK$96,410
−HK$2,554/mo
Today · 4.125%
HK$98,964
baseline
▲ 0.50% · 4.625%
HK$104,181
+HK$5,217/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,928/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,248 · Scale 2, in force from 26 Feb 2026)