LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,889
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,347
−HK$1,482/mo
Today · 4.125%
HK$49,829
baseline
▲ 0.50% · 4.625%
HK$52,861
+HK$3,032/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,658/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,163
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,562
−HK$1,419/mo
Today · 4.125%
HK$54,981
baseline
▲ 0.50% · 4.625%
HK$57,880
+HK$2,899/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,962/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,267
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,017
−HK$1,778/mo
Today · 4.125%
HK$59,795
baseline
▲ 0.50% · 4.625%
HK$63,433
+HK$3,638/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,590/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,596
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,275
−HK$1,703/mo
Today · 4.125%
HK$65,978
baseline
▲ 0.50% · 4.625%
HK$69,456
+HK$3,478/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,956/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,644
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,686
−HK$2,075/mo
Today · 4.125%
HK$69,761
baseline
▲ 0.50% · 4.625%
HK$74,006
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$139,522/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,029
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$74,987
−HK$1,987/mo
Today · 4.125%
HK$76,974
baseline
▲ 0.50% · 4.625%
HK$81,032
+HK$4,058/mo
Deposit HK$6.17M · loan HK$14.39M · min. income ≈ HK$153,948/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,400
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$87,025
−HK$2,667/mo
Today · 4.125%
HK$89,692
baseline
▲ 0.50% · 4.625%
HK$95,150
+HK$5,458/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,384/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,894
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,412
−HK$2,555/mo
Today · 4.125%
HK$98,967
baseline
▲ 0.50% · 4.625%
HK$104,183
+HK$5,216/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,934/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,294 · Scale 2, in force from 26 Feb 2026)