LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,893
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,351
−HK$1,482/mo
Today · 4.125%
HK$49,833
baseline
▲ 0.50% · 4.625%
HK$52,866
+HK$3,033/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,666/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,168
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,567
−HK$1,419/mo
Today · 4.125%
HK$54,986
baseline
▲ 0.50% · 4.625%
HK$57,885
+HK$2,899/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,972/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,271
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,022
−HK$1,778/mo
Today · 4.125%
HK$59,800
baseline
▲ 0.50% · 4.625%
HK$63,439
+HK$3,639/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,600/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,601
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,280
−HK$1,703/mo
Today · 4.125%
HK$65,983
baseline
▲ 0.50% · 4.625%
HK$69,462
+HK$3,479/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,966/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,650
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,692
−HK$2,075/mo
Today · 4.125%
HK$69,767
baseline
▲ 0.50% · 4.625%
HK$74,012
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,534/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,035
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,994
−HK$1,987/mo
Today · 4.125%
HK$76,981
baseline
▲ 0.50% · 4.625%
HK$81,038
+HK$4,057/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$153,962/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,407
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$87,033
−HK$2,667/mo
Today · 4.125%
HK$89,700
baseline
▲ 0.50% · 4.625%
HK$95,158
+HK$5,458/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,400/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,902
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,420
−HK$2,555/mo
Today · 4.125%
HK$98,975
baseline
▲ 0.50% · 4.625%
HK$104,192
+HK$5,217/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,950/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,471 · Scale 2, in force from 26 Feb 2026)