LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,895
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,353
−HK$1,482/mo
Today · 4.125%
HK$49,835
baseline
▲ 0.50% · 4.625%
HK$52,868
+HK$3,033/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,670/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,170
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,569
−HK$1,420/mo
Today · 4.125%
HK$54,989
baseline
▲ 0.50% · 4.625%
HK$57,887
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,978/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,274
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,024
−HK$1,779/mo
Today · 4.125%
HK$59,803
baseline
▲ 0.50% · 4.625%
HK$63,441
+HK$3,638/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,606/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,604
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,283
−HK$1,703/mo
Today · 4.125%
HK$65,986
baseline
▲ 0.50% · 4.625%
HK$69,464
+HK$3,478/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,972/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,653
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,695
−HK$2,075/mo
Today · 4.125%
HK$69,770
baseline
▲ 0.50% · 4.625%
HK$74,015
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,540/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,038
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,997
−HK$1,987/mo
Today · 4.125%
HK$76,984
baseline
▲ 0.50% · 4.625%
HK$81,042
+HK$4,058/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$153,968/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,411
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$87,036
−HK$2,668/mo
Today · 4.125%
HK$89,704
baseline
▲ 0.50% · 4.625%
HK$95,162
+HK$5,458/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,408/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,906
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,424
−HK$2,555/mo
Today · 4.125%
HK$98,979
baseline
▲ 0.50% · 4.625%
HK$104,197
+HK$5,218/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,958/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,556 · Scale 2, in force from 26 Feb 2026)