LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,896
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,354
−HK$1,482/mo
Today · 4.125%
HK$49,836
baseline
▲ 0.50% · 4.625%
HK$52,869
+HK$3,033/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,672/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,171
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,570
−HK$1,420/mo
Today · 4.125%
HK$54,990
baseline
▲ 0.50% · 4.625%
HK$57,888
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,980/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,275
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,025
−HK$1,779/mo
Today · 4.125%
HK$59,804
baseline
▲ 0.50% · 4.625%
HK$63,443
+HK$3,639/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,608/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,605
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,284
−HK$1,703/mo
Today · 4.125%
HK$65,987
baseline
▲ 0.50% · 4.625%
HK$69,466
+HK$3,479/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,974/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,654
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,696
−HK$2,075/mo
Today · 4.125%
HK$69,771
baseline
▲ 0.50% · 4.625%
HK$74,016
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,542/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,039
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$74,998
−HK$1,987/mo
Today · 4.125%
HK$76,985
baseline
▲ 0.50% · 4.625%
HK$81,043
+HK$4,058/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$153,970/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,412
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$87,038
−HK$2,668/mo
Today · 4.125%
HK$89,706
baseline
▲ 0.50% · 4.625%
HK$95,164
+HK$5,458/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,412/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,908
−HK$5,073/mo
▼ 0.25% · 3.875%
HK$96,426
−HK$2,555/mo
Today · 4.125%
HK$98,981
baseline
▲ 0.50% · 4.625%
HK$104,199
+HK$5,218/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,962/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,596 · Scale 2, in force from 26 Feb 2026)