LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,897
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,355
−HK$1,482/mo
Today · 4.125%
HK$49,837
baseline
▲ 0.50% · 4.625%
HK$52,870
+HK$3,033/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,674/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,172
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,571
−HK$1,420/mo
Today · 4.125%
HK$54,991
baseline
▲ 0.50% · 4.625%
HK$57,889
+HK$2,898/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,982/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,276
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,026
−HK$1,779/mo
Today · 4.125%
HK$59,805
baseline
▲ 0.50% · 4.625%
HK$63,444
+HK$3,639/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,610/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,606
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,285
−HK$1,704/mo
Today · 4.125%
HK$65,989
baseline
▲ 0.50% · 4.625%
HK$69,467
+HK$3,478/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,978/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,655
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$67,697
−HK$2,075/mo
Today · 4.125%
HK$69,772
baseline
▲ 0.50% · 4.625%
HK$74,018
+HK$4,246/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,544/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,041
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,000
−HK$1,987/mo
Today · 4.125%
HK$76,987
baseline
▲ 0.50% · 4.625%
HK$81,045
+HK$4,058/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$153,974/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,414
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$87,040
−HK$2,667/mo
Today · 4.125%
HK$89,707
baseline
▲ 0.50% · 4.625%
HK$95,166
+HK$5,459/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,414/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,909
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$96,428
−HK$2,555/mo
Today · 4.125%
HK$98,983
baseline
▲ 0.50% · 4.625%
HK$104,201
+HK$5,218/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,966/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,635 · Scale 2, in force from 26 Feb 2026)