LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,900
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,359
−HK$1,482/mo
Today · 4.125%
HK$49,841
baseline
▲ 0.50% · 4.625%
HK$52,874
+HK$3,033/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,682/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,176
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,575
−HK$1,420/mo
Today · 4.125%
HK$54,995
baseline
▲ 0.50% · 4.625%
HK$57,894
+HK$2,899/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,990/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,280
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,031
−HK$1,778/mo
Today · 4.125%
HK$59,809
baseline
▲ 0.50% · 4.625%
HK$63,449
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,618/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,611
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,290
−HK$1,704/mo
Today · 4.125%
HK$65,994
baseline
▲ 0.50% · 4.625%
HK$69,472
+HK$3,478/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,988/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,660
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,703
−HK$2,075/mo
Today · 4.125%
HK$69,778
baseline
▲ 0.50% · 4.625%
HK$74,023
+HK$4,245/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,556/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,046
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,005
−HK$1,988/mo
Today · 4.125%
HK$76,993
baseline
▲ 0.50% · 4.625%
HK$81,051
+HK$4,058/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$153,986/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,420
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$87,046
−HK$2,668/mo
Today · 4.125%
HK$89,714
baseline
▲ 0.50% · 4.625%
HK$95,173
+HK$5,459/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,428/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,917
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$96,435
−HK$2,556/mo
Today · 4.125%
HK$98,991
baseline
▲ 0.50% · 4.625%
HK$104,209
+HK$5,218/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,982/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,791 · Scale 2, in force from 26 Feb 2026)