LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,902
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,361
−HK$1,482/mo
Today · 4.125%
HK$49,843
baseline
▲ 0.50% · 4.625%
HK$52,876
+HK$3,033/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,686/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,178
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,578
−HK$1,419/mo
Today · 4.125%
HK$54,997
baseline
▲ 0.50% · 4.625%
HK$57,896
+HK$2,899/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,994/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,283
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,033
−HK$1,779/mo
Today · 4.125%
HK$59,812
baseline
▲ 0.50% · 4.625%
HK$63,452
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,624/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,614
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,293
−HK$1,704/mo
Today · 4.125%
HK$65,997
baseline
▲ 0.50% · 4.625%
HK$69,476
+HK$3,479/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,994/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,663
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,706
−HK$2,075/mo
Today · 4.125%
HK$69,781
baseline
▲ 0.50% · 4.625%
HK$74,027
+HK$4,246/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,562/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,050
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,009
−HK$1,987/mo
Today · 4.125%
HK$76,996
baseline
▲ 0.50% · 4.625%
HK$81,055
+HK$4,059/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$153,992/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,424
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$87,050
−HK$2,668/mo
Today · 4.125%
HK$89,718
baseline
▲ 0.50% · 4.625%
HK$95,177
+HK$5,459/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,436/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,921
−HK$5,074/mo
▼ 0.25% · 3.875%
HK$96,440
−HK$2,555/mo
Today · 4.125%
HK$98,995
baseline
▲ 0.50% · 4.625%
HK$104,213
+HK$5,218/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,990/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,887 · Scale 2, in force from 26 Feb 2026)