LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,904
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,362
−HK$1,483/mo
Today · 4.125%
HK$49,845
baseline
▲ 0.50% · 4.625%
HK$52,878
+HK$3,033/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$99,690/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,180
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,579
−HK$1,420/mo
Today · 4.125%
HK$54,999
baseline
▲ 0.50% · 4.625%
HK$57,898
+HK$2,899/mo
Deposit HK$10.28M · loan HK$10.28M · min. income ≈ HK$109,998/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,284
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,035
−HK$1,779/mo
Today · 4.125%
HK$59,814
baseline
▲ 0.50% · 4.625%
HK$63,453
+HK$3,639/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,628/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,616
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,295
−HK$1,704/mo
Today · 4.125%
HK$65,999
baseline
▲ 0.50% · 4.625%
HK$69,477
+HK$3,478/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$131,998/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,665
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,707
−HK$2,076/mo
Today · 4.125%
HK$69,783
baseline
▲ 0.50% · 4.625%
HK$74,029
+HK$4,246/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,566/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,052
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,011
−HK$1,987/mo
Today · 4.125%
HK$76,998
baseline
▲ 0.50% · 4.625%
HK$81,057
+HK$4,059/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$153,996/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,426
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$87,052
−HK$2,669/mo
Today · 4.125%
HK$89,721
baseline
▲ 0.50% · 4.625%
HK$95,180
+HK$5,459/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,442/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,923
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$96,442
−HK$2,556/mo
Today · 4.125%
HK$98,998
baseline
▲ 0.50% · 4.625%
HK$104,216
+HK$5,218/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$197,996/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$806,941 · Scale 2, in force from 26 Feb 2026)