LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,909
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,368
−HK$1,483/mo
Today · 4.125%
HK$49,851
baseline
▲ 0.50% · 4.625%
HK$52,884
+HK$3,033/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,702/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,186
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,586
−HK$1,420/mo
Today · 4.125%
HK$55,006
baseline
▲ 0.50% · 4.625%
HK$57,905
+HK$2,899/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,012/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,291
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,042
−HK$1,779/mo
Today · 4.125%
HK$59,821
baseline
▲ 0.50% · 4.625%
HK$63,461
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,642/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,623
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,303
−HK$1,704/mo
Today · 4.125%
HK$66,007
baseline
▲ 0.50% · 4.625%
HK$69,486
+HK$3,479/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$132,014/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,673
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,716
−HK$2,075/mo
Today · 4.125%
HK$69,791
baseline
▲ 0.50% · 4.625%
HK$74,038
+HK$4,247/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,582/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,061
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,020
−HK$1,988/mo
Today · 4.125%
HK$77,008
baseline
▲ 0.50% · 4.625%
HK$81,067
+HK$4,059/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,016/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,437
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$87,063
−HK$2,669/mo
Today · 4.125%
HK$89,732
baseline
▲ 0.50% · 4.625%
HK$95,192
+HK$5,460/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$179,464/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,935
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$96,454
−HK$2,556/mo
Today · 4.125%
HK$99,010
baseline
▲ 0.50% · 4.625%
HK$104,229
+HK$5,219/mo
Deposit HK$2.06M · loan HK$18.51M · min. income ≈ HK$198,020/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,196 · Scale 2, in force from 26 Feb 2026)