LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,911
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,370
−HK$1,483/mo
Today · 4.125%
HK$49,853
baseline
▲ 0.50% · 4.625%
HK$52,886
+HK$3,033/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,706/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,188
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,588
−HK$1,420/mo
Today · 4.125%
HK$55,008
baseline
▲ 0.50% · 4.625%
HK$57,907
+HK$2,899/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,016/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,294
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,045
−HK$1,779/mo
Today · 4.125%
HK$59,824
baseline
▲ 0.50% · 4.625%
HK$63,464
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,648/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,626
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,306
−HK$1,703/mo
Today · 4.125%
HK$66,009
baseline
▲ 0.50% · 4.625%
HK$69,489
+HK$3,480/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$132,018/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,676
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,719
−HK$2,075/mo
Today · 4.125%
HK$69,794
baseline
▲ 0.50% · 4.625%
HK$74,041
+HK$4,247/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,588/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,064
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,023
−HK$1,988/mo
Today · 4.125%
HK$77,011
baseline
▲ 0.50% · 4.625%
HK$81,070
+HK$4,059/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,022/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,440
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$87,067
−HK$2,668/mo
Today · 4.125%
HK$89,735
baseline
▲ 0.50% · 4.625%
HK$95,196
+HK$5,461/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,470/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,939
−HK$5,075/mo
▼ 0.25% · 3.875%
HK$96,458
−HK$2,556/mo
Today · 4.125%
HK$99,014
baseline
▲ 0.50% · 4.625%
HK$104,233
+HK$5,219/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,028/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,282 · Scale 2, in force from 26 Feb 2026)