LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,914
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,373
−HK$1,483/mo
Today · 4.125%
HK$49,856
baseline
▲ 0.50% · 4.625%
HK$52,889
+HK$3,033/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,712/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,191
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,591
−HK$1,420/mo
Today · 4.125%
HK$55,011
baseline
▲ 0.50% · 4.625%
HK$57,911
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,022/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,297
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,048
−HK$1,779/mo
Today · 4.125%
HK$59,827
baseline
▲ 0.50% · 4.625%
HK$63,467
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,654/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,629
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,309
−HK$1,704/mo
Today · 4.125%
HK$66,013
baseline
▲ 0.50% · 4.625%
HK$69,493
+HK$3,480/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$132,026/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,679
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,722
−HK$2,076/mo
Today · 4.125%
HK$69,798
baseline
▲ 0.50% · 4.625%
HK$74,045
+HK$4,247/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,596/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,068
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,027
−HK$1,988/mo
Today · 4.125%
HK$77,015
baseline
▲ 0.50% · 4.625%
HK$81,075
+HK$4,060/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,030/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,445
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$87,072
−HK$2,668/mo
Today · 4.125%
HK$89,740
baseline
▲ 0.50% · 4.625%
HK$95,201
+HK$5,461/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,480/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,944
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,464
−HK$2,556/mo
Today · 4.125%
HK$99,020
baseline
▲ 0.50% · 4.625%
HK$104,239
+HK$5,219/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,040/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,392 · Scale 2, in force from 26 Feb 2026)