LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,916
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,375
−HK$1,483/mo
Today · 4.125%
HK$49,858
baseline
▲ 0.50% · 4.625%
HK$52,892
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,716/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,193
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,593
−HK$1,420/mo
Today · 4.125%
HK$55,013
baseline
▲ 0.50% · 4.625%
HK$57,913
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,026/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,299
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,050
−HK$1,779/mo
Today · 4.125%
HK$59,829
baseline
▲ 0.50% · 4.625%
HK$63,470
+HK$3,641/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$119,658/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,632
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,312
−HK$1,704/mo
Today · 4.125%
HK$66,016
baseline
▲ 0.50% · 4.625%
HK$69,496
+HK$3,480/mo
Deposit HK$8.23M · loan HK$12.34M · min. income ≈ HK$132,032/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,682
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,725
−HK$2,076/mo
Today · 4.125%
HK$69,801
baseline
▲ 0.50% · 4.625%
HK$74,048
+HK$4,247/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,602/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,071
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,030
−HK$1,988/mo
Today · 4.125%
HK$77,018
baseline
▲ 0.50% · 4.625%
HK$81,078
+HK$4,060/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,036/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,448
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,075
−HK$2,669/mo
Today · 4.125%
HK$89,744
baseline
▲ 0.50% · 4.625%
HK$95,205
+HK$5,461/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,488/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,948
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,468
−HK$2,556/mo
Today · 4.125%
HK$99,024
baseline
▲ 0.50% · 4.625%
HK$104,243
+HK$5,219/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,048/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$807,480 · Scale 2, in force from 26 Feb 2026)