LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,917
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,376
−HK$1,483/mo
Today · 4.125%
HK$49,859
baseline
▲ 0.50% · 4.625%
HK$52,893
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,718/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,194
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,594
−HK$1,420/mo
Today · 4.125%
HK$55,014
baseline
▲ 0.50% · 4.625%
HK$57,914
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,028/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,300
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,051
−HK$1,780/mo
Today · 4.125%
HK$59,831
baseline
▲ 0.50% · 4.625%
HK$63,471
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,662/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,633
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,313
−HK$1,704/mo
Today · 4.125%
HK$66,017
baseline
▲ 0.50% · 4.625%
HK$69,497
+HK$3,480/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,034/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,684
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,727
−HK$2,075/mo
Today · 4.125%
HK$69,802
baseline
▲ 0.50% · 4.625%
HK$74,050
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,604/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,072
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,032
−HK$1,988/mo
Today · 4.125%
HK$77,020
baseline
▲ 0.50% · 4.625%
HK$81,080
+HK$4,060/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,040/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,450
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,077
−HK$2,669/mo
Today · 4.125%
HK$89,746
baseline
▲ 0.50% · 4.625%
HK$95,207
+HK$5,461/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,492/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,950
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,470
−HK$2,556/mo
Today · 4.125%
HK$99,026
baseline
▲ 0.50% · 4.625%
HK$104,246
+HK$5,220/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,052/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,523 · Scale 2, in force from 26 Feb 2026)