LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,919
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,379
−HK$1,482/mo
Today · 4.125%
HK$49,861
baseline
▲ 0.50% · 4.625%
HK$52,895
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,722/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,197
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,597
−HK$1,420/mo
Today · 4.125%
HK$55,017
baseline
▲ 0.50% · 4.625%
HK$57,917
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,034/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,303
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,054
−HK$1,780/mo
Today · 4.125%
HK$59,834
baseline
▲ 0.50% · 4.625%
HK$63,474
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,668/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,636
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,316
−HK$1,704/mo
Today · 4.125%
HK$66,020
baseline
▲ 0.50% · 4.625%
HK$69,501
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,040/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,687
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,730
−HK$2,076/mo
Today · 4.125%
HK$69,806
baseline
▲ 0.50% · 4.625%
HK$74,053
+HK$4,247/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,612/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,076
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,036
−HK$1,988/mo
Today · 4.125%
HK$77,024
baseline
▲ 0.50% · 4.625%
HK$81,084
+HK$4,060/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,048/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,454
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,081
−HK$2,669/mo
Today · 4.125%
HK$89,750
baseline
▲ 0.50% · 4.625%
HK$95,211
+HK$5,461/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,500/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,955
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,474
−HK$2,557/mo
Today · 4.125%
HK$99,031
baseline
▲ 0.50% · 4.625%
HK$104,251
+HK$5,220/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,062/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,624 · Scale 2, in force from 26 Feb 2026)