LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,921
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,381
−HK$1,483/mo
Today · 4.125%
HK$49,864
baseline
▲ 0.50% · 4.625%
HK$52,898
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,728/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,200
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,600
−HK$1,420/mo
Today · 4.125%
HK$55,020
baseline
▲ 0.50% · 4.625%
HK$57,920
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,040/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,306
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,057
−HK$1,780/mo
Today · 4.125%
HK$59,837
baseline
▲ 0.50% · 4.625%
HK$63,477
+HK$3,640/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,674/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,640
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,319
−HK$1,705/mo
Today · 4.125%
HK$66,024
baseline
▲ 0.50% · 4.625%
HK$69,504
+HK$3,480/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,048/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,690
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,733
−HK$2,076/mo
Today · 4.125%
HK$69,809
baseline
▲ 0.50% · 4.625%
HK$74,057
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,618/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,079
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,039
−HK$1,989/mo
Today · 4.125%
HK$77,028
baseline
▲ 0.50% · 4.625%
HK$81,088
+HK$4,060/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,056/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,459
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,086
−HK$2,669/mo
Today · 4.125%
HK$89,755
baseline
▲ 0.50% · 4.625%
HK$95,216
+HK$5,461/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,510/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,959
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,479
−HK$2,557/mo
Today · 4.125%
HK$99,036
baseline
▲ 0.50% · 4.625%
HK$104,256
+HK$5,220/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,072/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,726 · Scale 2, in force from 26 Feb 2026)