LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,923
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,383
−HK$1,483/mo
Today · 4.125%
HK$49,866
baseline
▲ 0.50% · 4.625%
HK$52,900
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,732/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,202
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,602
−HK$1,420/mo
Today · 4.125%
HK$55,022
baseline
▲ 0.50% · 4.625%
HK$57,922
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,044/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,308
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,059
−HK$1,780/mo
Today · 4.125%
HK$59,839
baseline
▲ 0.50% · 4.625%
HK$63,480
+HK$3,641/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,678/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,642
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,322
−HK$1,704/mo
Today · 4.125%
HK$66,026
baseline
▲ 0.50% · 4.625%
HK$69,506
+HK$3,480/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,052/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,692
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,736
−HK$2,076/mo
Today · 4.125%
HK$69,812
baseline
▲ 0.50% · 4.625%
HK$74,060
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$139,624/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,082
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,042
−HK$1,989/mo
Today · 4.125%
HK$77,031
baseline
▲ 0.50% · 4.625%
HK$81,091
+HK$4,060/mo
Deposit HK$6.17M · loan HK$14.40M · min. income ≈ HK$154,062/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,462
−HK$5,296/mo
▼ 0.25% · 3.875%
HK$87,089
−HK$2,669/mo
Today · 4.125%
HK$89,758
baseline
▲ 0.50% · 4.625%
HK$95,220
+HK$5,462/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,516/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,963
−HK$5,076/mo
▼ 0.25% · 3.875%
HK$96,483
−HK$2,556/mo
Today · 4.125%
HK$99,039
baseline
▲ 0.50% · 4.625%
HK$104,260
+HK$5,221/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,078/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,801 · Scale 2, in force from 26 Feb 2026)