LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,927
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,387
−HK$1,483/mo
Today · 4.125%
HK$49,870
baseline
▲ 0.50% · 4.625%
HK$52,904
+HK$3,034/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,740/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,206
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,606
−HK$1,421/mo
Today · 4.125%
HK$55,027
baseline
▲ 0.50% · 4.625%
HK$57,927
+HK$2,900/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,054/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,313
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,064
−HK$1,780/mo
Today · 4.125%
HK$59,844
baseline
▲ 0.50% · 4.625%
HK$63,485
+HK$3,641/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,688/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,647
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,327
−HK$1,705/mo
Today · 4.125%
HK$66,032
baseline
▲ 0.50% · 4.625%
HK$69,513
+HK$3,481/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,064/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,698
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,742
−HK$2,076/mo
Today · 4.125%
HK$69,818
baseline
▲ 0.50% · 4.625%
HK$74,066
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,636/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,089
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,049
−HK$1,988/mo
Today · 4.125%
HK$77,037
baseline
▲ 0.50% · 4.625%
HK$81,098
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,074/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,469
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$87,096
−HK$2,670/mo
Today · 4.125%
HK$89,766
baseline
▲ 0.50% · 4.625%
HK$95,228
+HK$5,462/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,532/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,971
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,491
−HK$2,557/mo
Today · 4.125%
HK$99,048
baseline
▲ 0.50% · 4.625%
HK$104,269
+HK$5,221/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,096/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$807,981 · Scale 2, in force from 26 Feb 2026)