LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,928
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,388
−HK$1,483/mo
Today · 4.125%
HK$49,871
baseline
▲ 0.50% · 4.625%
HK$52,906
+HK$3,035/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$99,742/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,207
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,608
−HK$1,420/mo
Today · 4.125%
HK$55,028
baseline
▲ 0.50% · 4.625%
HK$57,929
+HK$2,901/mo
Deposit HK$10.29M · loan HK$10.29M · min. income ≈ HK$110,056/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,314
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,066
−HK$1,780/mo
Today · 4.125%
HK$59,846
baseline
▲ 0.50% · 4.625%
HK$63,487
+HK$3,641/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$119,692/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,649
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,329
−HK$1,705/mo
Today · 4.125%
HK$66,034
baseline
▲ 0.50% · 4.625%
HK$69,514
+HK$3,480/mo
Deposit HK$8.23M · loan HK$12.35M · min. income ≈ HK$132,068/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,700
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,743
−HK$2,077/mo
Today · 4.125%
HK$69,820
baseline
▲ 0.50% · 4.625%
HK$74,068
+HK$4,248/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$139,640/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,090
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,051
−HK$1,988/mo
Today · 4.125%
HK$77,039
baseline
▲ 0.50% · 4.625%
HK$81,100
+HK$4,061/mo
Deposit HK$6.17M · loan HK$14.41M · min. income ≈ HK$154,078/mo (50% DSR)
Upfront cash ≈ HK$6.98M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,471
−HK$5,297/mo
▼ 0.25% · 3.875%
HK$87,099
−HK$2,669/mo
Today · 4.125%
HK$89,768
baseline
▲ 0.50% · 4.625%
HK$95,231
+HK$5,463/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$179,536/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,973
−HK$5,077/mo
▼ 0.25% · 3.875%
HK$96,494
−HK$2,556/mo
Today · 4.125%
HK$99,050
baseline
▲ 0.50% · 4.625%
HK$104,272
+HK$5,222/mo
Deposit HK$2.06M · loan HK$18.52M · min. income ≈ HK$198,100/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$808,035 · Scale 2, in force from 26 Feb 2026)